The Mycelium Bridge Fund

Rooted Finance for a Regenerative Future

A regenerative economy needs regenerative finance.

The Mycelium Bridge Fund is a revolving loan program designed to nourish regenerative agriculture and circular bioeconomy projects — especially those often overlooked by traditional capital. Inspired by the quiet brilliance of underground fungal networks, this fund bridges financial gaps for land stewards, small farmers, and community-led projects.

Across rural and agricultural communities, producers and practitioners are leading the way in healing soil, restoring ecosystems, and strengthening food sovereignty. But many of these changemakers are held back by rigid grant systems, high-interest loans, and inaccessible capital. The Mycelium Bridge Fund offers something different: no interest and fee loans paired with relationship-based support that allows projects to thrive on their own terms.

Like mycelium weaving through the soil to connect and feed life, this fund circulates resources where they are needed most — quietly, resiliently, and with purpose.

What The Fund Supports

We invest in high-impact, low-barrier solutions across three key pathways:

Grant Gap Loans
Upfront funding to bridge the delay between project launch and grant reimbursement — so your work continues uninterrupted.
Regenerative Agriculture Financing
No interest capital for farms and land-based projects implementing soil health and nature-based solutions. (Generally supported with reimbursement funding from USDA, CDFA, or other similar organizations.)
Working Capital for Regenerative Enterprises
Flexible support for community-rooted businesses and nonprofits in the circular bioeconomy.

All loans are repaid as reimbursements are received or revenue is generated, allowing the capital to circulate into new initiatives.

Why

Healthy Soil = Healthy Communities
Building soil health supports food security, clean water, biodiversity, and resilience from the ground up.

Keep Capital Local
The fund keeps resources cycling within communities, not siphoned away by external investors.

Grow What Works
We prioritize real solutions: compost, cover crops, community gardens — not extractive tech or false fixes.

Who

We prioritize:

Nonprofits and cooperatives building soil and community
Tribal governments and Indigenous-led efforts
Farmworker and community-led organizations
Small-to-mid scale regenerative farmers and land stewards

We believe those closest to the land have the clearest vision for its care — and deserve the tools to act on it.

In Action

Reforesting Musick Creek

In the foothills of California’s Central Sierra, Musick Creek Confluence is leading a bold restoration effort to regenerate native understory species after catastrophic wildfire.

With support from the Mycelium Bridge Fund, the nonprofit secured a $20,000 bridge loan to launch a yearlong project funded by the USDA’s Conservation Stewardship Program. The funds helped them:

Plant 9,000+ native seedlings before winter frost
Build protective cages to increase survival
Employ local crews for hands-on ecological restoration
Establish a native genetics “ark” for long-term biodiversity

The $100,000 grant will be reimbursed by NRCS in Fall 2025 — repaying the loan and recycling the funds for future projects.